| ATM transactions |
| Cash withdrawals (Bidvest Bank ATM) | R3.00 |
| Cash withdrawals (Saswitch) | R4.80 + 80c per R100.00 |
| Balance enquiry (Bidvest Bank ATM) | R1.50 |
| Balance enquiry (Saswitch) | R3.00 |
| ATM prepaid top-up (Cell C, Vodago, MTN, Telkom) | R4.05 + 65c per R100.00 |
|
| Point of sale (POS) transactions |
| Purchase at point of sale | Free |
| Purchases and cash withdrawals (domestic) | R1.50 |
| Cash withdrawals only (domestic) | R1.50 |
|
| Electronic funds transfer (EFT) transactions |
| Inward EFT credit from another bank | Free |
| Third party payment | R3.00 |
| Debit order | R4.00 |
| Future dated payment | R3.00 |
| Internal transfers - Call Centre | R3.00 |
|
| Internet banking |
| Transaction history | Free |
| Subscription fee | Free |
| Balance enquiry | Free |
| Statement | Free |
| Internal Transfer | Free |
| Third-party payment | R3.00 |
|
| General fees |
| First card issue | Free |
| Card Replacement | R20.00 |
| Additional card issue | R20.00 |
| Email third-party payment notification | 30c |
| SMS notification | 30c |
| Posted statement* | R5.00 |
| Email statement | Free |
| Faxed statement via Call Centre | R2.50 per page |
| Monthly account administration | Free |
| Fax notifications | R2.00 |
|
| Branch transactions |
| Branch counter transactions* | See below |
| Balance enquiry (including statement enquiry) | Free |
|
| *Transactions that do not accumulate to R55.00 maximum usage fee |
| ATM cash withdrawal - declined (Insufficient funds) | R2.80 |
| Denied transaction (Incorrect PIN) | R2.80 |
| Daily limit exceeded | R2.80 |
| Declined transaction (Insufficient funds) | R2.80 |
| Declined transaction (Incorrect PIN) | R2.80 |
| Cash deposit at Bidvest Bank | 50c per R100.00 |
| Cheque deposit (10 working day clearing period) | R1.10 per R100.00 - max R20.00 |
| Over the counter cash withdrawal at Bidvest Bank | Free |
| Debit order rejection | R50.00 |
| International withdrawal at Visa ATM | R40.00 |
| International balance enquiry at Visa ATM | R5.00 |
| Declined international cash withdrawal (Insufficient funds) | R20.00 |
| International purchase at POS | R10.00 |
| Declined transaction (Insufficient funds) at international POS | R10.00 |
| Declined transaction at international POS | R10.00 |
| Returned cheque | R100.00 |
| International currency conversion fee | 3% of transaction |
| Posted statement | R5.00 |