| ATM transactions |
| Cash withdrawals (Bidvest Bank ATM) | R3.00 |
| Cash withdrawals (Saswitch) | R7.00 + R1.10 per R100.00 |
| Balance enquiry (Bidvest Bank ATM) | R1.50 |
| Balance enquiry (Saswitch) | R3.50 |
| ATM prepaid top-up (Cell C, Vodago, MTN, Telkom) | R4.45 + 65c per R100.00 |
|
| Point of sale (POS) transactions |
| Purchase at point of sale | Free |
| Purchases and cash withdrawals (domestic) | R2.00 |
| Cash withdrawals only (domestic) | R2.00 |
|
| Electronic funds transfer (EFT) transactions |
| Inward EFT credit from another bank | Free |
| Third party payment | R3.50 |
| Debit order | R5.00 |
| Future dated payment | R5.00 |
| Internal transfers - Call Centre | R3.00 |
|
| Internet banking |
| Transaction history | Free |
| Subscription fee | Free |
| Balance enquiry | Free |
| Statement | Free |
| Internal Transfer | Free |
| Third-party payment | R3.50 |
|
| General fees |
| First card issue | Free |
| Card Replacement | R22.00 |
| Additional card issue | R20.00 |
| Email third-party payment notification | 40c |
| SMS notification | 60c |
| Posted statement* | R6.00 |
| Email statement | Free |
| Faxed statement via Call Centre | R3.00 per page |
| Monthly account management | R15.00 |
| Fax notifications | R2.50 |
|
| Branch transactions |
| Branch counter transactions* | See below |
| Balance enquiry (including statement enquiry) | Free |
|
| *Transactions that do not accumulate to R72.00 maximum usage fee |
| ATM cash withdrawal - declined (Insufficient funds) | R5.00 |
| Denied transaction (Incorrect PIN) | R5.00 |
| Daily limit exceeded | R5.00 |
| Declined transaction (Insufficient funds) | R6.00 |
| Declined transaction (Incorrect PIN) | R5.00 |
| Cash deposit at Bidvest Bank | 0.75% of deposit value |
| Cheque deposit (10 working day clearing period) | R1.10 per R100.00 - max R20.00 |
| Over the counter cash withdrawal at Bidvest Bank | 1.1% of withdrawal amount -minimum R15.00 |
| Debit order rejection | R10.00 |
| International withdrawal at Visa ATM | R45.00 |
| International balance enquiry at Visa ATM | R6.00 |
| Declined international cash withdrawal (Insufficient funds) | R25.00 |
| International purchase at POS | R12.00 |
| Declined transaction (Insufficient funds) at international POS | R12.00 |
| Returned cheque | R100.00 |
| International currency conversion fee | 3% of transaction |
|